:root{--navy:#0b1f3a;--blue:#1354a3;--sky:#2e86e8;--accent:#f0a500;--light:#f4f7fc;--white:#fff;--gray:#8796a9;--border:#dde5ef}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{background:var(--light);color:var(--navy);min-height:100vh;font-family:Poppins,sans-serif}.page-wrap{grid-template-columns:400px 1fr;min-height:100vh;display:grid}.left-panel{background:var(--navy);flex-direction:column;height:100vh;padding:48px 44px;display:flex;position:sticky;top:0;overflow:hidden}.left-panel:before{content:"";pointer-events:none;background:radial-gradient(circle,#2e86e833 0%,#0000 70%);border-radius:50%;width:400px;height:400px;position:absolute;top:-100px;right:-80px}.left-panel:after{content:"";pointer-events:none;background:radial-gradient(circle,#f0a50014 0%,#0000 70%);border-radius:50%;width:300px;height:300px;position:absolute;bottom:-60px;left:-40px}.left-logo{z-index:2;align-items:center;margin-bottom:56px;text-decoration:none;display:inline-flex;position:relative}.left-logo img{filter:brightness(0)invert();width:auto;height:44px}.left-heading{z-index:2;position:relative}.left-badge{color:var(--sky);letter-spacing:.08em;text-transform:uppercase;background:#2e86e82e;border-radius:100px;align-items:center;gap:6px;margin-bottom:20px;padding:5px 14px;font-size:.75rem;font-weight:600;display:inline-flex}.left-badge:before{content:"";background:var(--sky);border-radius:50%;width:6px;height:6px;animation:2s ease-in-out infinite blink}@keyframes blink{0%,to{opacity:1}50%{opacity:.3}}.left-heading h1{color:#fff;margin-bottom:16px;font-size:2.1rem;font-weight:700;line-height:1.25}.left-heading h1 span{color:var(--sky)}.left-heading p{color:#ffffff8c;max-width:280px;font-size:.9rem;line-height:1.7}.left-stats{z-index:2;flex-direction:column;gap:16px;margin-top:48px;display:flex;position:relative}.left-stat{background:#ffffff0f;border:1px solid #ffffff14;border-radius:12px;align-items:center;gap:14px;padding:14px 18px;display:flex}.left-stat-icon{background:#2e86e826;border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:38px;height:38px;font-size:1.1rem;display:flex}.left-stat-text strong{color:#fff;font-size:.9rem;font-weight:700;line-height:1.2;display:block}.left-stat-text span{color:#ffffff73;font-size:.75rem}.left-footer{z-index:2;border-top:1px solid #ffffff14;margin-top:16px;padding-top:20px;position:relative}.left-footer p{color:#ffffff59;font-size:.78rem;line-height:1.6}.left-footer a{color:var(--sky);text-decoration:none}.left-footer a:hover{text-decoration:underline}.right-panel{padding:48px 56px;overflow-y:auto}.form-back{color:var(--gray);align-items:center;gap:8px;margin-bottom:36px;font-size:.85rem;font-weight:500;text-decoration:none;transition:color .2s;display:inline-flex}.form-back:hover{color:var(--navy)}.form-back svg{width:16px;height:16px}.form-title{margin-bottom:36px}.form-title .step-label{color:var(--sky);letter-spacing:.1em;text-transform:uppercase;margin-bottom:8px;font-size:.78rem;font-weight:600}.form-title h2{color:var(--navy);margin-bottom:6px;font-size:1.75rem;font-weight:700;line-height:1.3}.form-title p{color:var(--gray);font-size:.9rem}.wizard-steps{align-items:center;margin-bottom:36px;display:flex}.ws-item{flex-shrink:0;align-items:center;gap:10px;display:flex}.ws-num{background:var(--border);width:30px;height:30px;color:var(--gray);border-radius:50%;justify-content:center;align-items:center;font-size:.8rem;font-weight:700;transition:all .3s;display:flex}.ws-txt{color:var(--gray);font-size:.82rem;font-weight:600;transition:color .3s}.ws-item.active .ws-num{background:var(--blue);color:#fff}.ws-item.active .ws-txt{color:var(--navy)}.ws-item.done .ws-num{color:#fff;background:#22c55e}.ws-item.done .ws-txt{color:#16a34a}.ws-line{background:var(--border);flex:1;height:2px;margin:0 14px;transition:background .3s}.ws-line.done{background:#22c55e}.ins-grid{grid-template-columns:repeat(5,1fr);gap:10px;margin-bottom:28px;display:grid}.ins-card{border:2px solid var(--border);cursor:pointer;text-align:center;background:var(--white);-webkit-user-select:none;user-select:none;border-radius:14px;flex-direction:column;align-items:center;gap:10px;padding:18px 10px 14px;transition:all .2s;display:flex;position:relative}.ins-card input[type=radio]{opacity:0;width:0;height:0;position:absolute}.ins-card-icon{color:var(--blue);line-height:1;transition:color .2s}.ins-card-label{color:var(--navy);font-size:.76rem;font-weight:600;line-height:1.3}.ins-check{border:1.5px solid var(--border);background:var(--white);border-radius:50%;justify-content:center;align-items:center;width:17px;height:17px;transition:all .2s;display:flex;position:absolute;top:7px;right:7px}.ins-card.selected .ins-check{background:var(--blue);border-color:var(--blue)}.ins-check:after{content:"";opacity:0;border-bottom:2px solid #fff;border-right:2px solid #fff;width:4px;height:7px;transition:opacity .15s;transform:rotate(45deg)translateY(-1px)}.ins-card.selected .ins-check:after{opacity:1}.ins-card:hover{border-color:var(--sky);background:#2e86e80a;transform:translateY(-2px);box-shadow:0 6px 20px #1354a317}.ins-card.selected{border-color:var(--blue);background:#1354a30f;box-shadow:0 4px 16px #1354a321}.ins-card.selected .ins-card-label,.ins-card.selected .ins-card-icon{color:var(--blue)}.btn-next{background:var(--blue);color:#fff;cursor:pointer;border:none;border-radius:12px;justify-content:center;align-items:center;gap:10px;width:100%;padding:15px 32px;font-family:Poppins,sans-serif;font-size:.97rem;font-weight:700;transition:all .25s;display:flex;box-shadow:0 6px 20px #1354a340}.btn-next:disabled{background:var(--border);color:var(--gray);box-shadow:none;cursor:not-allowed}.btn-next:not(:disabled):hover{background:var(--navy);transform:translateY(-2px);box-shadow:0 12px 32px #0b1f3a33}.sel-pill{background:#1354a312;border:1.5px solid #1354a333;border-radius:50px;align-items:center;gap:10px;margin-bottom:28px;padding:8px 16px 8px 12px;display:inline-flex}.sel-pill-icon{color:var(--blue);flex-shrink:0;line-height:1}.sel-pill-label{color:var(--navy);font-size:.88rem;font-weight:700}.sel-pill-change{cursor:pointer;color:var(--blue);text-underline-offset:2px;background:0 0;border:none;margin-left:4px;padding:0;font-family:Poppins,sans-serif;font-size:.75rem;font-weight:600;text-decoration:underline}.sel-pill-change:hover{color:var(--navy)}.form-section{margin-bottom:8px}.form-section-title{color:var(--blue);text-transform:uppercase;letter-spacing:.09em;align-items:center;gap:8px;margin-bottom:18px;font-size:.78rem;font-weight:600;display:flex}.form-section-title:after{content:"";background:var(--border);flex:1;height:1px}.form-grid{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;display:grid}.form-grid.full{grid-template-columns:1fr}.form-split{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;display:grid}.form-split-left{flex-direction:column;gap:16px;display:flex}.form-split-right{flex-direction:column;display:flex}.form-split-right .field{flex-direction:column;flex:1;display:flex}.form-split-right textarea{resize:none;flex:1}@media (max-width:600px){.form-split{grid-template-columns:1fr}}.field{flex-direction:column;gap:6px;display:flex}.field label{color:var(--navy);font-size:.8rem;font-weight:600}.field label span{color:#e0401a;margin-left:2px}.field input,.field select{border:1.5px solid var(--border);width:100%;color:var(--navy);background:var(--white);appearance:none;border-radius:10px;outline:none;padding:11px 14px;font-family:Poppins,sans-serif;font-size:.9rem;transition:border-color .2s,box-shadow .2s}.field input::placeholder{color:var(--gray);opacity:.7}.field input:focus,.field select:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1354a31a}.field input.input-error{border-color:#ef4444!important;box-shadow:0 0 0 3px #ef444426!important}.field input:focus+.field-hint,.field .field-hint{color:var(--gray);margin-top:2px;font-size:.73rem}.field textarea{border:1.5px solid var(--border);width:100%;color:var(--navy);background:var(--white);resize:vertical;border-radius:10px;outline:none;min-height:100px;padding:11px 14px;font-family:Poppins,sans-serif;font-size:.9rem;line-height:1.6;transition:border-color .2s,box-shadow .2s}.field textarea::placeholder{color:var(--gray);opacity:.7}.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1354a31a}.select-wrap{position:relative}.select-wrap select{cursor:pointer;padding-right:36px}.select-wrap:after{content:"";border-right:2px solid var(--gray);border-bottom:2px solid var(--gray);pointer-events:none;width:8px;height:8px;position:absolute;top:50%;right:13px;transform:translateY(-65%)rotate(45deg)}.form-submit{border-top:1px solid var(--border);margin-top:36px;padding-top:28px}.submit-note{color:var(--gray);align-items:center;gap:8px;margin-bottom:18px;font-size:.78rem;display:flex}.submit-note svg{flex-shrink:0;width:16px;height:16px}.btn-submit{background:var(--blue);color:#fff;cursor:pointer;border:none;border-radius:12px;justify-content:center;align-items:center;gap:10px;width:100%;padding:16px 32px;font-family:Poppins,sans-serif;font-size:1rem;font-weight:700;transition:all .25s;display:flex;position:relative;overflow:hidden;box-shadow:0 8px 24px #1354a34d}.btn-submit:before{content:"";opacity:0;background:linear-gradient(135deg,#ffffff1f,#0000);transition:opacity .25s;position:absolute;inset:0}.btn-submit:hover{background:var(--navy);transform:translateY(-2px);box-shadow:0 14px 36px #0b1f3a40}.btn-submit:hover:before{opacity:1}.btn-submit:active{transform:translateY(0)}.btn-submit svg{width:20px;height:20px}.success-screen{text-align:center;flex-direction:column;justify-content:center;align-items:center;min-height:70vh;padding:80px 40px;display:none}.success-icon{background:linear-gradient(135deg, var(--blue), var(--sky));border-radius:50%;justify-content:center;align-items:center;width:100px;height:100px;margin:0 auto 36px;display:flex;box-shadow:0 16px 48px #1354a347}.success-icon svg{width:46px;height:46px}.success-screen h2{color:var(--navy);margin-bottom:20px;font-size:2.2rem;font-weight:700}.success-screen .success-lines{flex-direction:column;gap:8px;margin-bottom:40px;display:flex}.success-screen .success-lines p{color:var(--gray);margin:0;font-size:1rem;line-height:1.6}.success-screen .success-lines p strong{color:var(--navy)}.btn-back-home{background:var(--blue);color:#fff;border-radius:10px;align-items:center;gap:8px;padding:13px 28px;font-size:.9rem;font-weight:600;text-decoration:none;transition:all .2s;display:inline-flex}.btn-back-home:hover{background:var(--navy);transform:translateY(-1px)}@media (max-width:1200px){.ins-grid{grid-template-columns:repeat(4,1fr)}}@media (max-width:1000px){.page-wrap{grid-template-columns:1fr}.left-panel{height:auto;padding:36px 28px;position:static}.left-stats,.left-footer{display:none}.right-panel{padding:36px 24px}.ins-grid{grid-template-columns:repeat(4,1fr)}}@media (max-width:700px){.ins-grid{grid-template-columns:repeat(3,1fr)}.form-grid{grid-template-columns:1fr}}@media (max-width:480px){.ins-grid{grid-template-columns:repeat(3,1fr)}.ins-card{gap:8px;padding:14px 8px 12px}.ins-card-label{font-size:.7rem}}.form-errors{color:#b42318;background:#fdecec;border:1px solid #f5c2c2;border-radius:10px;flex-direction:column;gap:4px;margin-top:16px;padding:12px 16px;font-size:.85rem;font-weight:500;display:flex}.form-errors span{display:block}.text-link{color:inherit;cursor:pointer;font:inherit;background:0 0;border:none;padding:0;text-decoration:underline}.text-link:hover{color:var(--blue)}.qw-modal-overlay{z-index:2000;background:#0b1f3ab3;justify-content:center;align-items:center;padding:20px;animation:.3s fadeIn;display:flex;position:fixed;inset:0}.qw-modal-content{color:var(--navy);background:#fff;border-radius:16px;width:100%;max-width:500px;padding:32px;animation:.3s slideUp;position:relative;box-shadow:0 10px 40px #0003}.qw-modal-close{cursor:pointer;color:var(--gray);background:0 0;border:none;padding:4px;transition:color .2s;position:absolute;top:16px;right:16px}.qw-modal-close:hover{color:var(--navy)}.qw-modal-content h2{color:var(--navy);margin-bottom:16px;font-size:1.3rem}.qw-modal-text p{color:var(--gray);margin-bottom:12px;font-size:.95rem;line-height:1.6}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}